- Home Purchase Financing
- Home Refinancing
- Conforming & Jumbo Loans
- FHA & VA Programs
- Zero down programs
- 3.5 % down programs
- Seller Credit up to 6% of closing costs
- NO FEES, Points or Closing costs loans
- Private Money Loans
- California Buyer Credit up to $10,000
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- Do you need to sell, but owe more on your mortgage than your house it worth?
- Did your mortgage payment adjust or is it about to?
- Are you upside down on your mortgage (owe more than the property is worth)?
- Have you experienced a hardship or job loss?
- Unable to refinance?
- You do NOT need to be behind on your payments to qualify.
Click on the link to be directed to the San Diego Tax Assessor's Web Site. Here you will find useful information on San Diego property taxes. If you purchased your home between 2003 - 2007 you are likely being assessed more than your property is worth and paying hundreds or even thousands of dollars more each year than you should. However, in order to get you taxes reduced you must submit an Application for Changed Assessment with the Clerk of the Board of Supervisors, Assessment appeals Services. Here is a link to this form. This can be a time consuming process as you need to provide justification, including comparable sales to make the case that your property value has declined. As well, be prepared, the Assessor's office is about 1 year behind, so when you file for 2009, you will not get notified if it is approved until 2010. At that time the Assessor will credit you back the taxes you over paid.
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